Biswajit Deka
Open menu

Educational hub

Government Schemes

Schemes change through notifications and circulars. Every scheme explainer here cites the official source and shows the date its rules were last verified. Always confirm the current position on the official portal before you apply.

Schemes covered

CGTMSE
Credit guarantee for collateral-free loans to micro and small enterprises. Official site: cgtmse.in.
Collateral-free MSE loans (RBI)
From 1 April 2026, banks must not take collateral on loans up to ₹20 lakh to micro and small enterprises.
Collateral-free MSE loans (RBI)
From 1 April 2026, banks must not take collateral on loans up to ₹20 lakh to micro and small enterprises.
TReDS
RBI-regulated platforms where MSMEs can discount invoices raised on large buyers, without recourse to the MSME.
PMEGP
Prime Minister's Employment Generation Programme, a credit-linked subsidy for new micro enterprises, administered by KVIC.
AIF
Agriculture Infrastructure Fund: interest subvention and credit guarantee support for post-harvest and farm infrastructure projects.
PMFME
PM Formalisation of Micro Food Processing Enterprises: support for upgrading and formalising micro food processing units.
UNNATI 2024
Central incentives for new and expanding units in the eight Northeast states: capital incentive, interest subvention and GST-linked incentive.
Northeast state schemes
State-level industrial and start-up policies across the eight Northeast states, explained one at a time.

Articles